Most small businesses look at their accounting software subscription and think that’s the cost. It’s not. The real cost includes your accountant’s time, manual workarounds, errors, and add-on tools that pile up over years. Use this free calculator to see your true annual spend — and compare it against a fully unified ERP like Plus & Minus that eliminates most of those hidden costs entirely.

Plus & Minus · Cost Analysis Tool

What Is Your Accounting Software
Really Costing You?

Most businesses only see the subscription fee. We'll show you the full picture — including the costs hiding in your accountant fees, team's time, and workarounds.

Current Setup
Hidden Costs
Your Results

Your Current Setup

Tell us about your business and your current accounting software.

Number of Employees 25
Current Software Tier
Number of Software Users 5
Mid-Tier · approx. $85/user/mo
Avg. Hourly Rate — Accounting Staff $45/hr

The Hidden Costs

These costs don't appear on your software invoice — but they're very real.

Monthly Accountant / Bookkeeper Fees $1,500
External accountant or bookkeeper you pay to manage the books
Hours/week doing accounting work in spreadsheets 6 hrs/wk
Payroll in Excel, manual reconciliations, building P&L or balance sheets outside your software, journal entries in spreadsheets
Hours/week on data exports, re-keying & workarounds 4 hrs/wk
CSV exports, copying data between systems, reformatting reports, fixing import errors
Hours/week building management reports 8 hrs/wk
Month-end consolidations, board reports, custom exports
Monthly cost of errors & rework $500
Reconciliation errors, duplicate entries, audit corrections
Monthly add-on software costs $200
Payroll add-ons, inventory tools, reporting apps bolted on
How complex is your accounting environment?
Your Estimated Annual Savings with Plus & Minus
$0
Plus & Minus Pricing
* This is an estimate. Your final price may vary once we learn more about your company.
Cost Category Current Software Plus & Minus
Software Subscription
Accountant / Bookkeeper
Spreadsheet Accounting Work$0
Data Exports & Re-keying$0
Reporting Time$0
Errors & Rework$0
Add-on Software$0
Complexity / Risk$0
Total Annual Cost
Key Insight
Book a Free Demo — See Your Real Numbers
No commitment. 30-minute call with our team.
Estimates based on industry averages. Your actual savings may vary.